Something that you've always wanted to be is a mother. Yes, you were definitely that little girl who livingly pushed her dolls around in the baby carriage. As a teenager, you were known as an excellent babysitter. Now here you are, happily married, and you've found out that your husband has a low sperm count.

So, the two of you are now looking into the cost of in vitro fertilization. You and your husband desperately want your own biological children, it's just the issue of paying the cost of in vitro fertilization that's really worrying you.

You've done some research, and to your dismay, you've found out that the cost of in vitro fertilization is exorbitant, and that your medical coverage won't pay for it. The two of you both have good jobs, but you still have house payments to make, and other bills to pay.

You talk to your doctor, who refers you to a fertility specialist. The first step, rather than stressing out about the cost of in vitro fertilization, should be trying to discern if, despite your husband's sperm count, you might still be able to conceive naturally. Give it a year, they say.

Well, the two of you listened, and you are indeed quite happy that you did, because you're now pregnant with your first child. You realized that sometimes good things take some time to come to fruition, and you're thrilled that this baby has decided to come along, and that you didn't end up having to pay thousands of dollars!