Gamete Intrafallopian Transfer (GIFT) Cost and Financing

The Gamete Intrafallopian Transfer is a procedure that assists reproduction. The egg is mixed with sperm outside the woman’s body, and the embryos are placed into the fallopian tubes of the woman. The fertilization should happen after the cells are placed into the fallopian tubes. This assisted technique of fertilization is a complex procedure that requires microsurgery, so it will involve high costs.

Average Cost of GIFT

The average cost of a single Gamete Intrafallopian Transfer cycle is between $10,000 and $15,000. There may be procedures that may cost around $20,000.

The costs are so high because the GIFT involves microsurgery, and this requires additional training and skills. Some clinics may offer discounts for couples that have experienced a failed Gamete Intrafallopian Transfer cycle.

Factors Determining the Costs of Gamete Intrafallopian Transfer

There may be great variations of costs for the Gamete Intrafallopian Transfer procedure. These variations may be due to different factors such as:

  • Your geographical location
  • The fees of the surgeon
  • The fees of the clinic or facilities where the procedure is performed
  • Whether the initial consultation is charged

The Gamete Intrafallopian Transfer is a procedure that typically requires only 1 cycle to be successful. However, you and your partner should be checked, as this procedure will only be successful if there are no problems with the sperm and the fallopian tubes are healthy.

What Is Included in the GIFT Costs

The costs of Gamete Intrafallopian Transfer should include the removal of egg, placing it with the sperm, and the transfer to the fallopian tubes through a laparoscopic procedure. A local anesthesia will also be performed, and this should be included in the surgery costs.

The ultrasounds performed to locate the fallopian tubes will also be included in the costs.

Additional Costs

There may be additional costs, which involve the price of the medications and injections that are administered prior to the treatment to stimulate the production of eggs.

If you require sperm from a donor, you will have to cover the costs.

Insurance Coverage

Typically, assisted reproduction procedures are not covered by insurance, as they are elective. Some insurance companies will offer coverage for parts of the costs of the GIFT procedure.

You should ask your insurance provider details about assisted reproduction procedures and coverage, and the percentage of the costs covered.

Financing of GIFT

The costs of a single Gamete Intrafallopian Transfer can be substantial, so you may want to consider a loan.

You may opt for a personal loan or a second mortgage. Medical loaners are also available online. You should opt for a loan that you can manage, ideally paid in several installments in 2 to 5 years.

Some fertility clinics offer payment options, so you may have the option of paying in several installments. However, some clinics don’t have this option, and you will have to pay the entire sum upfront.