Cost and Financing of Zygote Intrafallopian Transfer

The cost and financing of Zygote Intrafallopian Transfer can be quite inexpensive depending upon which facility you choose to perform your treatments. Costs and financing options associated with this treatment may differ, therefore, it is recommended that you verify any and all financing options available. This treatment is not as popular as some other infertility procedures, therefore, some facilities may not be able to offer a variety of financing options. However, do not fret because you may have options besides those that are offered by the facility that you have chosen to perform your Zygote Intrafallopian Transfer.


The costs of a Zygote Intrafallopian Transfer will usually range from eight thousand to thirteen thousand dollars. This price will usually include four stages. These four stages are ovarian stimulation, egg retrieval, fertilization and embryo transfer. These fees may also include the facility fee, so if price is a factor, then you might want to review the prices of several facilities before you make your choice. Sometimes there are additional fees that you may encounter, so be sure to ask specific questions regarding the total costs, which may include upfront fees and consultation fees.


Most facilities offer some type of financing options that will make this process easier. Some facilities offer monthly payment plans that have flexible terms such as low interest rates. However, usually you must qualify through a process that requires a credit check to be performed. If you are unable to qualify alone, then some facilities will allow you to apply for financing with a cosigner.

If none of these options will work for you, then a payment option may be able to be customized to fit your needs. The facility that you have chosen will advise you of the financing options that are available.


While some insurance companies are still unable to cover the costs associated with infertility treatments such as the Zygote Intrafallopian Transfer, others have made changes in their policies that allow them the ability to shoulder some of the costs. In some states, insurance companies now have the power to cover certain infertility treatments, however, certain restrictions do apply. To see if your Zygote Intrafallopian Transfer procedure qualifies for insurance coverage, then you should contact your insurance company for specific details regarding their policies.

Flexible Spending Accounts

If your employer provides insurance for you and your coworkers then they may also participate in programs such as flexible spending accounts. These programs may give you the option you to borrow from the account to take care of certain medical conditions. To see if you have any programs in place like these, then it is important that you ask your employer. If they do, then they should be able to refer you to the program director to answer any questions that you may have regarding this issue.

Facility directors are aware that sometimes their patients may need a little assistance with the financial obligations that are associated with this procedure, so make sure that you explain your situation to them so that a solution can be worked out.

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