The cost and financing of vasectomy reversal may vary depending upon where you have your procedure performed. Fees may also vary depending upon the surgeon that you choose to perform your procedure. Another factor that may affect the cost you incur is which reversal method is performed. Your surgeon should advise you of the possible vasectomy reversal methods that can be performed. Since the cost of vasectomy reversal surgeries are often considered to be expensive, the majority of vasectomy reversal specialists will have financing options available to you to make this process easier for you.
Costs
A vasectomy reversal that requires the most common techniques to be performed is also referred to as a vasovasostomy, and the cost will usually range from six thousand to eight thousand dollars. This price will usually include the initial consultation fee, the surgeon’s fee, the anesthesia fee and the facility fee. The consultation fee, if applicable, will usually be explained to you when you make your appointment. Your surgeon should also give you a detailed statement that explains the charges that you may incur after you have had your initial consultation.
Payment Options
It is quite normal that the facility that you choose will have your best interest in mind, and there is no exception to this when it comes to the payment options available to you. You may find that paying in cash is the best option for you. If you choose this option, then you may be eligible to receive a discount, however, this is not always the case.
Another payment option that you may consider is the use of a credit card. This option may be an alternative if paying in cash is not an acceptable form of payment for you. Just remember to contact your credit card company prior to using your card; they may be able to offer you a lower interest rate for these charges. If you find that neither the cash nor the credit card option works for you, then you may want to browse the Internet to see if you qualify for a loan to help you pay for this procedure.
If you prefer, most doctors will offer you an option to finance the procedure, but don’t forget this will require a credit check. If you need some assistance in obtaining a loan for this procedure then you may have the option of using a co-signer. Using a co-signer will provide you with a greater chance of obtaining a loan approval.
Insurance
The majority of insurance companies are unable to cover expenses which are related to a vasectomy reversal, however, it is always recommended that you contact them to review their policies. New rules are implemented all the time, and they might be able to cover a portion of these charges depending upon your situation.
Flexible Spending Accounts
If you have a program in place such as a flexible spending account, then you may be eligible to receive a reimbursement for the costs associated with a vasectomy reversal. Contact your program director to see the guidelines regarding this issue.
